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Whole-home generator cost calculator

Build an Ontario planning budget for a permanently installed standby generator—equipment, transfer switch, fuel connection, electrical work, annual service and runtime fuel.

Canadian dollarsOntario defaults2025–2026 pricing basis
A whole-home standby generator installed beside a modern house
Backup power, budgeted clearly

Build your estimate

Change any input. The estimate updates instantly.

Fuel type
Transfer switch
48 h

Fuel estimate also includes 12 hours/year of unloaded or light-load exercising.

50%

Estimated installed cost before HST

$—
Low–high planning range
Budget midpoint$—
Estimated annual fuel$—
Maintenance allowance$—

Runtime fuel comparison

Planning estimate only—not a quote. It excludes HST, financing, unusual utility upgrades, major landscaping restoration and property-specific code requirements. Confirm sizing, clearances, fuel pressure and every permit with qualified local contractors.
Installer quote matching — coming soon.
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Sizing a generator for your home

Generator sizing is an electrical load problem, not a square-footage shortcut. Decide what must run together, then account for the brief starting surge of motors such as central air, a well pump or sump pump.

10 kW

Essential circuits

Heating controls, refrigerator, lighting, internet, sump pump and selected receptacles—with disciplined load use.

14 kW

Small-home coverage

More simultaneous essentials and one carefully managed larger load, depending on the service calculation.

18–22 kW

Common whole-home tier

A frequent planning range for homes that want broader coverage, central air and automatic load management.

26+ kW

High-demand homes

Multiple HVAC zones, electric cooking, pumps or other large loads can push the design above standard air-cooled sizes.

Do a load calculation.List each must-run circuit, its running watts and starting watts. A qualified installer should verify the result against the home's service and chosen transfer equipment.

Fuel choice: convenience versus resilience

The unit's data sheet gives consumption at several load levels. Real use changes with temperature, gas pressure, altitude and the loads cycling in your home.

Natural gas

  • Continuous utility supply means no on-site refilling.
  • Usually the lowest runtime cost in serviced Ontario areas.
  • Meter and pipe capacity must support the generator at full load.
  • Gas service can still be interrupted in a wider emergency.

Propane

  • Stored on site; useful beyond the natural-gas network.
  • Fuel does not degrade like diesel, but tank sizing matters.
  • Cold-weather vaporization and delivery access need planning.
  • Expect a tank purchase or rental and a fuel-line allowance.

Diesel

  • Efficient under load and common in larger, heavy-duty sets.
  • Higher equipment cost at residential sizes.
  • Requires safe tank placement, fuel-quality management and periodic testing.
  • Current Ontario pump pricing can make runtime expensive.

Ontario permits and electrical safety

A standby generator becomes part of the home's electrical and fuel systems. The transfer equipment must prevent backfeeding, and hired electrical work must be completed through an Ontario Licensed Electrical Contractor.

Before accepting a quote

  • Ask for the contractor's seven-digit ECRA/ESA licence number.
  • Confirm who files the ESA notification of work and includes inspection fees.
  • Require the exact generator and transfer-switch model numbers in writing.
  • Confirm fuel work is permitted and completed by the appropriate qualified contractor.
  • Get placement, exhaust, opening and property-line clearances documented for your municipality and model.
  • Keep the ESA Certificate of Acceptance after the installation passes review.

Maintenance requirements

The manual for the exact model controls. Track both calendar time and engine hours—one long outage can bring service due earlier than the annual visit.

TaskPlanning frequencyWhy it matters
Visual status checkMonthly and after stormsCatches warning lights, debris, leaks and blocked airflow.
Exercise-cycle reviewAt the programmed intervalConfirms start, battery and controller readiness.
Oil and filter serviceManual interval / after extended runtimeProtects the engine; interval varies by model and use.
Battery and terminalsAt least annuallyThe generator cannot protect the home if it cannot crank.
Transfer switch and load testAnnual professional serviceChecks the complete system, not only the engine.
Diesel fuel qualityPer tank and service planControls water, microbial growth and stale-fuel risk.

Frequently asked questions

How much does a whole-home generator cost in Ontario?

A complete standby project often falls around C$8,000–C$25,000 before HST. A large diesel set, long trench, service upgrade or difficult site can exceed that range. Compare quotes line by line rather than comparing only the headline total.

What size generator does a typical home need?

Many homes begin in the 14–22 kW range, but there is no safe size based on floor area alone. The design must include simultaneous running loads and motor-starting surges, especially air conditioning and pumps.

Do I need an ESA permit for a standby generator?

The electrical work must comply with the Ontario Electrical Safety Code. A Licensed Electrical Contractor normally files the ESA notification of work, coordinates inspection and receives the Certificate of Acceptance after approval.

Is natural gas or propane cheaper?

Natural gas is usually cheaper per running hour where utility service is available. Propane offers on-site storage and rural flexibility, but tank costs, refill pricing and winter logistics change the comparison.

How long can a generator run continuously?

Follow the manufacturer's operating and service limits. Fuel availability is only one constraint: oil level, service intervals, airflow and load matter. Inspect the unit during long outages and arrange service when the manual requires it.

Does the estimate include tax?

No. Results are shown in Canadian dollars before Ontario HST. This makes contractor scopes easier to compare because tax is applied after the project subtotal.

Pricing basis and sources

Canada mode uses Ontario planning ranges assembled in October 2026. U.S. mode uses published HomeAdvisor and Angi cost ranges, with BLS, Census and EIA references for price, housing-fuel and operating-cost context. Retail and fuel prices change; the calculator is deliberately a range.